Compare Plan G Medicare Supplement Rates in Your Area in 3 Quick Steps
We compare 45+ trusted carriers to find you the right plan at the best price. See how much you could save on your Medigap coverage.
See Rates from 45+ Trusted Carriers
How it Works
GET YOUR QUOTES IN 3 SIMPLE STEPS
2. A Few Quick Details
3. See Your Medigap Quotes
1. Enter Your ZIP Code
Your age, gender, and tobacco status affect your plan G rates. A few quick details let us match you with the most accurate pricing — no guesswork involved.
Our system reviews your information and shows you the top plans and rates in your area. Compare options side by side and see your potential savings. It’s 100% free.
Plans and pricing vary by location. Your ZIP code helps us pull the most accurate rates from every carrier available in your area.
Find the Best Medicare Supplement Plans Available in Your Area
MEDIGAP PLAN G
What You Should Know About Medicare Plan G Before You Compare
Why Rates Vary So Much
Your Only Out-of-Pocket Cost
What Determines Your Rate
Medicare Plan G coverage is standardized by the federal government — every carrier offers the exact same benefits. But carriers set their own prices. That means two carriers in the same ZIP code can charge $80/month apart for identical coverage. Your ZIP code is the first step to seeing the actual spread.
With Plan G, Medicare pays its share first. Then your plan covers the rest — except the Part B deductible, which is $283 for 2026. That's your only annual out-of-pocket cost. Everything else is covered. The question isn't whether Plan G covers enough — it's which carrier charges the least for it.
Your Medicare Plan G premium depends on your age, gender, ZIP code, and tobacco status. But the biggest factor is which carrier you choose. The same person can be quoted $97/month by one carrier and $178/month by another — for the exact same Plan G. That's why comparing matters.
Medicare 101
Medicare is a federal health insurance program for people 65 and older, offering coverage at a relatively low cost. Original Medicare comes in two parts — Part A and Part B — and is accepted by nearly every doctor and hospital in the country. Part A handles your inpatient and hospital care, while Part B covers outpatient and medical services.
Together, those two parts pick up roughly 80% of the typical costs seniors face. That leaves the other 20% — and a few meaningful gaps — on you. Medicare Supplement (Medigap) plans exist to close those gaps: they extend your coverage, cut down your out-of-pocket costs, and give you one less thing to worry about.
How Medigap Fits With Your Other Coverage
A Medicare Supplement (Medigap) plan doesn't replace your Original Medicare — it works alongside it, covering costs Original Medicare leaves behind, like deductibles and care while traveling abroad. And because it's built to pair with your federal coverage, it's accepted anywhere that accepts Original Medicare.
Medigap also gives you flexibility. Unlike some other senior coverage options that lock you into set windows, you can apply for or change a Medicare Supplement policy at any point in the year. Better still, these plans are guaranteed renewable — so a new health condition can't cost you your coverage. Once you're in, you stay protected, year after year.
© Copyright 2026 Pollen Insurance Group LLC. All rights reserved.
Ownership & Licensing: MedigapCoverage.com is owned and operated by Pollen Insurance Group LLC, a licensed insurance agency. Pollen Insurance Group LLC is licensed to sell insurance in the following states: Alabama, Arizona, Florida, Georgia, Kentucky, Michigan, Mississippi, Missouri, North Carolina, Ohio, and Tennessee. Invitations to apply for insurance on MedigapCoverage.com are issued by Pollen Insurance Group LLC and are available only in regions where it is licensed and appointed. Licensing details for Pollen Insurance Group LLC are available here.
Government Affiliation: Not connected with or endorsed by the U.S. government or the federal Medicare program. If you would like to find more information about the Government Medicare program, please visit the Official U.S. Government Site for People with Medicare at www.medicare.gov, call 1-800-MEDICARE, or contact your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.
About This Information: To provide you with easy-to-understand information about your Medicare options, MedigapCoverage.com references publicly available government sources such as Medicare.gov, "Choosing a Medigap Policy," and "Medicare & You." Neither Pollen Insurance Group LLC nor MedigapCoverage.com is associated with or endorsed by these sources. We believe the sources we use are reliable; however, we do not guarantee or warrant the accuracy of this information. All material on this website is provided for informational purposes only and is subject to change without notice.
When You Contact Us: This communication is intended to solicit insurance. Should you call the number listed on this site or submit your information, a licensed insurance agent/producer or insurance company will contact you to answer your questions and provide information about Medicare Supplement (Medigap) insurance plans. Enrollment in a plan may be restricted to specific times of the year unless you qualify for a special enrollment period or are within your Medicare Initial Enrollment Period.